Prime, Flex and BoxcarFunded
These plans reach live-account review after five approved payouts. The review considers account history, rule compliance and trading performance. Reaching five payouts does not automatically activate a live account.
BoxcarPayout is performance-based
BoxcarPayout does not use a fixed payout count. Reaching the single-day profit threshold below triggers a live-account review. Significant lifetime payouts or other performance may also prompt a review.
| Account size | Daily profit |
|---|---|
| $25K | $6,000 |
| $50K | $8,000 |
| $100K | $10,000 |
| $150K | $12,000 |
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What happens to leftover simulated profits
The treatment depends on your plan. Settle any eligible final payout separately from the simulated profit left in the account; the remaining balance does not automatically become a payout or live cash.
| Plan | Treatment at transition |
|---|---|
| BoxcarPrime | Remaining simulated profits are forfeited. They are not paid out, transferred to live or held for later withdrawal. |
| BoxcarFlex | Remaining simulated profits are forfeited. They are not paid out, transferred to live or held for later withdrawal. |
| BoxcarFunded | Remaining simulated profits are forfeited. They are not paid out, transferred to live or held for later withdrawal. |
| BoxcarPayout | Profit above the retained buffer can qualify for a transition payout, up to $15,000 total across your accounts. The buffer and profit above that cap cannot be withdrawn. |
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BoxcarPayout transition settlement
The retained buffer supports the starting live drawdown and cannot be withdrawn. Profit above it can be paid after you complete identity verification with the broker and your live subaccounts are approved.
The $15,000 cap applies to the combined eligible simulated profit across your BoxcarPayout accounts, regardless of account size or count. The usual 90/10 split applies to the approved amount.
We use the prior trading day's closing balance for this settlement. Profit or loss from the new session in which the transition occurs is excluded. Accounts are paused and open positions are closed for the move.
$50K account with $6,000 left in profit
For BoxcarPayout, a $56,000 prior-day closing balance leaves $3,900 above the $52,100 retained buffer. If no other account uses part of the $15,000 transition cap, that is $3,900 eligible for settlement, or $3,510 to you after the 90/10 split, once broker verification and live subaccount approval are complete.
For Prime, Flex or BoxcarFunded, $6,000 of simulated profit still left after any eligible final payout is forfeited when the account moves live. It does not produce an extra $6,000 payout or a $6,000 live starting balance.
Pending and already-earned payouts
An approved payout awaiting payment is separate from leftover simulated profit; moving live does not turn it into forfeited profit.
If you met all payout requirements before the move but had not received that payout, contact support with your account ID and any request reference. We will confirm and settle the eligible final payout under your plan's limits. An unfinished payout cycle or a balance above the buffer alone does not make the entire balance payable.
The live account structure
An approved transition provides one live account for each eligible funded account that has received at least one payout. Live accounts start with a $0 balance, EOD drawdown and no Daily Loss Limit. The simulated headline balance does not become cash in the live account.
| Previous funded size | Starting live balance | Starting live drawdown |
|---|---|---|
| $25K | $0 | $1,000 |
| $50K | $0 | $2,000 |
| $100K | $0 | $3,000 |
| $150K | $0 | $4,500 |
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Live payouts and loss limits
Live payout requests can be made daily when the account is eligible. The loss floor trails at the end of the day and locks at $100 once live profit reaches the starting drawdown, or when an earlier payout is requested.
Live position sizing follows an exchange-specific scaling schedule. Confirm the enabled limit for the account and product before placing an order; do not carry over a simulated position limit.
What happens to your other accounts
Moving live closes the simulated accounts. For Prime, Flex and Funded, an ineligible simulated funded account with no payouts qualifies for a refund of its evaluation cost only if at least 50% of its maximum loss allowance remains at transition. An evaluation kept in reserve does not qualify. BoxcarPayout follows its separate transition policy: the evaluation cost of a funded account with no payouts is refunded. A direct-to-funded purchase has no evaluation cost to refund. While a household member is live, the household cannot continue trading simulated accounts.
The standard cooldown after losing live access through a breach is two weeks. Wait for Boxcar to confirm the next step before purchasing or trading another account.
Before you trade live
Wait for direct confirmation from Boxcar. A live account has its own access details and terms; do not assume simulated-account credentials, balances, trading hours or limits carry over.
Contact support if you believe your account is ready for review or need an update on a review already in progress.